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Can Students Get a Mortgage?
Being a student doesn't, by itself, disqualify you for a mortgage. Buying a house while you're in college gives you a stable place to live while you build your credit and your equity. Considering how...
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About Organic Fertilizers
Every crop people grow takes nutrients from the soil. If farmers and gardeners don't return at least as much as they take out with every harvest, the soil becomes depleted and the crops don't grow as...
View ArticleHow to Get Out of a Timeshare That Has a Mortgage Attached
A timeshare that once seemed like a fun, money-saving vacation opportunity can morph into an unwanted burden if you get in over your head financially or just don't have time to enjoy it. You can't just...
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How to Get Copies of a Mortgage Deed Promissory Note
A mortgage promissory note is the agreement you sign at a mortgage closing which obligates both you and your lender to abide by the terms set out in the agreement. At a typical closing, three copies...
View ArticleCan I Get a Mortgage with a Temporary Certificate of Occupancy?
If you attempt to finance a home without a certificate of occupancy (CO), you will have difficulty obtaining a mortgage. The CO, issued by the township or city where the property is located, certifies...
View ArticleWhat is a First Trust Deed?
Taking out a mortgage loan to buy a house is one of the biggest commitments you'll make in life. It can also be a very confusing experience if you're trying to learn and understand what everything...
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Can I Get a Mortgage on a Partially Completed Home?
In the world of home loan financing, there are enormous numbers of options and varieties. From home mortgages to equity loans to home equity lines of credit, the list of potential homeowner loan...
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What Can a Veteran Do If He Gets Denied a Mortgage?
The U.S. government honors members and veterans of the U.S. armed forces with certain privileges. One of these privileges is a home mortgage program offered by the Department of Veterans Affairs. This...
View ArticleHow Easy Is It to Reinstate a Mortgage?
Reinstating your mortgage is a way to avoid foreclosure without paying your loan in full. While the idea that you can keep your house is reassuring, it will not be easy. You will need to bring the loan...
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Can I Get a Mortgage if the Subfloor Is Exposed?
The real estate market is rife with damaged homes, abused foreclosures and occupied homes that need a lot of work. Many lenders will not issue a mortgage for homes that have serious faults, and some...
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Primary & Secondary Beneficiaries on a Trust
Trusts typically have three parties. The grantor, or trustor, is the original owner of the assets. He's the one that "trusts" the trust to hold his stuff according to his wishes. Trustees take care of...
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What Is the Disadvantage of Being Without a Mortgage Contingency?
Although it means adding more details to your offer, a mortgage financing contingency puts you in the clear if something goes wrong. For example, if you can’t get a commitment from a lender for...
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If You Have High Equity in Your House, Does it Affect Your Ability to Get...
Your home is one of your largest single investments, and the amount of equity you’ve amassed may impact your ability to get financial aid. Federal aid programs don't consider equity in your house as a...
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Getting a Mortgage With a Cracked Foundation
Most mortgage lenders won't settle for anything less than a solid foundation underneath your home. A cracked foundation damages your home, your wallet and your peace of mind. It also hurts your ability...
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The Essential Elements of the Dow Theory
The basis of the Dow theory comes from the century-old writings of Charles Dow, inventor of the famous stock index that bears his name. The theory uses signals from the major Dow Jones stock indexes to...
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How to Get a Mortgage for a Home That Heats With Wood
With fossil fuel prices marching upward, wood has become a relatively inexpensive home-heating alternative to electricity, natural gas and oil. But before filling out a mortgage application for the...
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Questions to Ask Before Signing a Quitclaim Deed
A quitclaim deed is a legal document that you sign to give up ownership rights to a piece of property. "Quick claim" deeds, as they are frequently misnamed, are different from other deeds in that you...
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Does a Pell Grant Cover Graduate Courses?
If you have studied for a bachelor’s degree or plan to do so, you’ve likely heard about Pell Grants. Unlike student loans, grants do not have to be repaid. However, in almost all cases you cannot...
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Do Refi Closing Costs Get Rolled Into the New Mortgage?
Refi closing costs get rolled into either your mortgage rate or its balance if you don't pay them up front. These costs cover everything from closing fees to recording fees to compensation for the loan...
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Getting a Mortgage With Self Employment Income
Getting a mortgage when you’re self-employed can be a bit tricky, because you don’t have a traditional employer to verify your income for lenders. To improve your odds at qualifying for your dream...
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